Jijenge Chama

Jijenge Chama

Jijenge Chama

Translation "Build an investment group"

Translation "Build an investment group"

Translation "Build an investment group"

Pioneers of Decentralised Chama savings and loans on the blockchain

Pioneers of Decentralised Chama savings and loans on the blockchain

Pioneers of Decentralised Chama savings and loans on the blockchain

Financial inclusion by fostering trust, transparency, and opportunity on blockchain. Revolutionising traditional saving and lending practices to uplift lives across Africa and beyond.

Financial inclusion by fostering trust, transparency, and opportunity on blockchain. Revolutionising traditional saving and lending practices to uplift lives across Africa and beyond.

Financial inclusion by fostering trust, transparency, and opportunity on blockchain. Revolutionising traditional saving and lending practices to uplift lives across Africa and beyond.

What is a Chama?

What is a Chama?

What is a Chama?

Chamas are informal cooperative societies used to pool and invest savings by people in East Africa, particularly Kenya.

In Kenya, there are estimated to be 300,000 chamas that control up to a total of KSH 300 billion (US$3.4 billion) in assets.

Chamas have become impressive tools of economic empowerment that follow the spirit of harambee, the Kiswahili word for 'all pull together'. They help alleviate poverty by providing a means to pay tuition for children, make small-scale investments in community development, buy household items, and more.

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