Our Solution

Decentralized Micro-Finance that emulates the familiar Chama principles powered by the blockchain.

Whilst Chama’s are recognised as the best method of empowering the unbanked to financial inclusion, they are often plagued with issues hence people create informal agreements usually supported by a Loan Shark. Our clear goal is to use DeFi to overcome the issues of fraud, mismanagement and disputes. The very nature of a Dapp negates many of the issues Chama’s face disrupting by offering increased security, transparency and importantly accessibility. The low transaction costs and maintenance of a Dapp ensures that small Chama’s can be created to bring the masses of unbanked into financial inclusion.

Having socialised the products detailed in the Pitch Deck we are confident of taking a major share of the USD $3.4 Billion market in Kenya alone and have plans for expansion to every African country which use similar community co-operative finance potentially addressing 400 million people whilst eliminating “Loan Sharks” and their predatory practices.

We aim to go beyond financial inclusion by redistributing profits from liquidity pool transactions to JC token holders who stake their tokens. Additionally, we plan to collaborate with the Abu Dhabi government to invest in infrastructure and businesses, generating high returns and fostering job creation within communities. Africa, with its youthful population and vast potential, presents an unparalleled opportunity for growth and impact, akin to China's rise decades ago.